Time is the most important thing in life.
Why do your people spend their time in the waiting room?
With an employer-sponsored health insurance plan, you give your team something no salary can buy: video consultations with doctors 365 days a year, a service for scheduling appointments with specialists without long wait times, and a health budget of up to €1,700 per year, depending on the plan.
Waiting costs more than patience.
People waiting for a specialist appointment rarely feel relaxed. Their worries follow them to the office, and so do their symptoms. And what is put off today often becomes a bigger problem tomorrow.
Lost Weeks
The time between the onset of symptoms and the appointment is time that no one can get back.
Performance on the back burner
Anyone dealing with unresolved health issues is present, but not fully engaged.
Deferred Retirement Savings
“I’ll do it later” is the most costly phrase in healthcare—for both people and organizations.
A benefit that gives you time.
Employer-sponsored health insurance supplements statutory coverage exactly where everyday life presents challenges. Appointment scheduling and telemedicine are included in all of our plans.
Appointment Scheduling & Telemedicine
Video medical consultations 365 days a year and assistance with appointments with specialists, without long wait times. Included in all of our plans.
Annual health budget
A fixed annual budget that can be used flexibly for services covered by the plan, up to €1,700 per year, depending on the plan.
Planning for the Future Without Delay
Preventive checkups that otherwise tend to get put off until “sometime.”
Dental Cleaning & Dental Services
Professional teeth cleaning and other dental services, depending on the plan.
Eyeglasses & Vision Aids
Reimbursements for eyeglasses and contact lenses, depending on the plan.
Medications
Reimbursement for medications and medical treatments, depending on the plan.
Your team saves time. You gain your team.
Used, not just distributed.
A benefit only works if people use it. That's exactly what we measure.
Three steps. Minimal effort.
15-Minute Meeting
We'll discuss team size, goals, and budget. Free of charge and with no obligation.
Unbiased Comparison
Insurer-neutral: You see which plan is right for your team, not which one is right for us.
Getting Started & Support
Introduction, communication with the team, and ongoing support via our platform.
Every day spent waiting is a day that no one can get back.
We look forward to getting to know you and your company in person. Once you fill out the form, we'll get back to you right away.
Coverage and budgets vary by plan and insurer. Appointment scheduling and telemedicine are included in all plans offered by Faktor Mensch . Cumulative customer numbers since 2017; current figures may vary. Usage rate: Percentage of insured employees who have submitted at least one claim, measured over a rolling 12-month period. Illustrative image.