Health prevention that creates real value!

As your full-service provider for corporate health insurance, we boost your employees' health and motivation. This helps us measurably and permanently reduce sick days and make your company a more attractive place to work.

Around 700,000 open jobs
in 2024
Around 30%
of those aged 18 to 29
see corporate health insurance
as more valuable than a
pay raise
22 average
sick days
45%
of employees
find corporate health insurance more valuable
than other additional benefits
Around 65%
of employees
would welcome corporate health insurance
By 2035, around
3 million
fewer skilled workers

Overcoming challenges...

Shaping the Future with FAKTOR MENSCH

As a full-service provider, we offer a comprehensive health concept – personalized, digital, and with noticeable benefits for employees, HR, and the entire company.

We handle the entire process for corporate health insurance (bKV): from consulting, onboarding, and activation to billing and support.

Your result: a lasting boost to all employees' health and satisfaction, fewer absences, and increased appreciation and loyalty to your company.

FAKTOR MENSCH active as an independent specialist in the corporate health insurance market since 2000. With over 200 corporate clients, more than 10,000 insured employees, and satisfied customers, our track record speaks for itself!

The FAKTOR MENSCH Team

Essential health benefits with corporate health insurance (bKV) - for employees and employers

Flexible
health budget
Detailed overview of plans and benefits
No health check required
Personalized
health prevention
Dental check-ups
Vision check-ups
various preventive measures for blood tests, skin, nutrition, and other areas
Quick access
to specialists
Specialist appointment service
get an appointment up to 5x faster
Care
for family and partners
Family members receive the same benefits
also no health check needed
Dental care and
replacements
Dental treatment, even for damaged teeth
No health check needed
can also be added on, even if it's over budget
Vision aids and
eye treatments
Coverage for prescribed glasses
LASIK and laser treatments covered (plan-dependent)
can also be added on, even if it's over budget
Reduce
absences
Comprehensive benefits and health services
Preventive care
Extra health benefits from selected partners
Save
costs
In-depth employee analyses
Developing preventive strategies
Quarterly reports
Boost your
appeal
Customized intervention plans
Ongoing support
Regular feedback sessions
Advanced data analysis

Why FAKTOR MENSCH?

We make sure your corporate health insurance (bKV) benefits really work long-term!
Achieve a successful bKV in three simple steps.

0
1
2
3
01

Personalized advice and planning

  1. Health concept goals > if needed, we'll evaluate your current company health services (SWOT analysis)
  2. Setting up your target groups and the range of benefits for your corporate health insurance > Getting all important stakeholders (like the works council) on board.
  3. Cost-effectiveness calculations and plan comparisons
  4. Choosing the most cost-effective insurer and setting your corporate health insurance budget
02

Quick, hassle-free
introduction and activation

  1. Personalized onboarding (digital and/or in-person by FAKTOR MENSCH)
  2. Informing all employees about their corporate health insurance (benefits, how to use it, billing)
  3. Engaging employees in the FAKTOR MENSCH
  4. Syncing with your HR platform or self-management
  5. Ongoing support for any corporate health insurance questions (e.g., billing, reimbursements)
03

Digital Platform and Administration

  1. A digital platform for easy and smooth collaboration
  2. Get clear insights into your corporate health insurance budget usage via the FAKTOR MENSCH App
  3. Continuous reporting through the FAKTOR MENSCH App
  4. Annual satisfaction analysis and, if needed, adjustments to boost usage and happiness

The numbers speak for FAKTOR MENSCH

178

Successful Business Clients

35000

Satisfied Employees

>
70
%

Average Usage Rate

The Corporate Health Insurance Calculator

Get maximum value with corporate health insurance and budgets tailored to your needs.

Corporate health insurance or a pay raise: What benefits your employees more?

Quickly choose by budget or pick a specific plan from our portfolio – then compare it directly with a salary increase, all while keeping employer costs the same.

Pick your budget

Standard setup: Your vision aid and dental costs are covered by the budget, without any contribution exemption.

Employees and payroll overheads

Right now, there's no contribution set for this combination.

Corporate health insurance feels more valuable than a pay raise.

Net pay raise / year / employee
Corporate health insurance value / year / employee

Pay raise

for the same employer cost
Gross increase / month / employee
Net gain / month / employee
Employer costs for the same employee value
total per year

Our customers show how personalized healthcare creates lasting success!

Name Surname
Position, Company name
Prof. Philip Leonhard Catalá-Lehnen, M.D., Medical Director at Lans Medicum
Prof. Dr. med. Philip Leonhard Catalá-Lehnen
Medical Director

"Especially in the field of private healthcare, working with Faktor Mensch makes Faktor Mensch big difference. Thanks to our corporate health insurance plan, we can offer our employees with public health insurance benefits similar to those available to private patients. This is not only appreciated but also widely utilized, and it boosts team satisfaction."

Katip Tavan, Commercial Director at Matthäi
Katip Tavan
Commercial Director

"Faktor Mensch the most widely used benefit in our company. In a demanding industry like construction, our employees benefit greatly from this program, as evidenced by its high usage rates."

Steffen Schumann, Executive Director of Hands for Children
Steffen Schumann
Managing Director

"Faktor Mensch our employeesFaktor Mensch tangible and lasting Faktor Mensch . Especially when dental costs are high, they feel like private patients and receive the best possible care."

Kai Kutter, CEO of Battery-Kutter
Kai Kutter
Managing Director

"Since introducing Faktor Mensch the corporate health insurance plan, we have been able to reduce sick leave at Battery-Kutter by 50% in just two years. This impressive achievement has not only boosted employee satisfaction but has also led to lasting improvements in efficiency and the work environment."

Get Your Consultation

Ready to make a real difference?

We'd love to get to know you and your company personally! Just fill out the form, and we'll get right back to you.

Willy-Brandt-Str. 67, 20457 Hamburg
🇺🇸
  • I already have corporate health insurance through Faktor Mensch
  • I'm interested in corporate health insurance / not yet insured
Expert Partners

Your Contacts

We're not some anonymous hotline; instead, we're your personal contacts who'll take care of your needs.

Tim Bütecke, Managing Director of FAKTOR MENSCH
Tim Bütecke
Shareholder and Managing Director
Hubertus Prinz, Sales at FAKTOR MENSCH
Hubertus Prinz
Sales
Simon Kassau, Sales at FAKTOR MENSCH
Simon Kassau
Sales
Florian Eisenblätter, Sales at FAKTOR MENSCH
Florian Eisenblätter
Sales