Alliance
About the Insurer
Allianz is Germany's largest insurance group and the market leader in group health insurance. With its "MeineGesundheit" product line, Allianz offers a modular system that can be flexibly tailored to any company.
Employers can choose an annual health budget ranging from €300 to €1 , 500 — starting at just €13.90 per month per employee. The budget can be used for outpatient services, vision aids, alternative practitioners, dental care, and health classes.
Particularly noteworthy is the comprehensive range of mental health services: psychological coaching by phone, 24/7 video consultations with medical specialists 365 days a year, and referrals to psychologists and psychiatrists—including for family members.
Optionally expandable with add-ons for Extra Vision Coverage, RundumZahn 70/90/100, and a separate extra budget for vision coverage.
What sets this provider apart
What sets Allianz apart from the rest:
- Mental health as a core benefit: psychological coaching (unlimited sessions), 24/7 video consultations with specialists, and specialist referrals—the most comprehensive mental health package on the supplementary health insurance market.
- Brand trust: As Germany's best-known insurer, Allianz is significantly increasing its acceptance among employees.
- Unparalleled flexibility: Combine budget plans with individual modules—no other provider offers this many combination options.
- Premium Guarantee: Stable premiums through December 31, 2026 – planning security for employers.
- Parent Coach & Symptom Checker: Additional services for families at no extra cost.