Nürnberger Versicherung is one of Germany’s most established insurers and, with its Budget (Bud) supplementary health insurance product line, offers a plan on the market that is ideal for first-time buyers—available for groups of as few as five insured individuals.

The plan is based on clearly defined annual budgets ranging from €300 to €1,200. Employees can use this budget flexibly for outpatient care, vision aids, alternative practitioners, and health classes. In addition, a supplemental dental plan offering 70% or 90% reimbursement is available.

Employers will find the fully digital process via the Nürnberger app particularly appealing—no paperwork, no manual administration.