Gothaer
About the Insurer
Gothaer is one of Germany's oldest insurance groups and offers two distinct supplementary health insurance plans— FlexSelect and FlexSelect Premium —for companies with five or more employees.
With a starting premium of just €10.40 per month, the FlexSelect plan is one of the most affordable budget plans on the market—offering coverage levels ranging from €300 to €750. The FlexSelect Premium line expands the portfolio to include a €1,000 coverage level with higher-quality benefits.
Included are a video consultation with a doctor via the service provider TeleClinic, immediate psychological support, and an invoice-based submission process via an app. The vision care benefit is capped at €180 per year.
What sets this provider apart
What sets Gothaer apart from the rest:
- Lowest market price: Starting at €10.40/month—the most affordable option among all major supplementary health insurance providers.
- TeleClinic as a video consultation partner: One of Germany's largest telemedicine providers with an extensive network of doctors.
- Clear pricing structure: Two product lines (Standard & Premium) with no complicated combinations.
- Premium waiver included: No additional charge for the premium waiver in the event of a claim.
- Groups of 5 or more: Low minimum group size, suitable for small and medium-sized businesses.
Facts at a Glance
FlexSelect / FlexSelect Premium
€300 / €500 / €750 / €1,000
Cost-conscious companies that want to combine robust basic protection with digital services
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