Württemberg
About the Insurer
Württembergische Krankenversicherung is part of the W&W Group (Württembergische & Wüstenrot) and offers StartBudget, Budget, and Budget + ZE —a clearly structured, competitively priced supplementary health insurance portfolio for companies with three or more employees.
At €5.85 per month, the StartBudget plan is the most affordable entry-level option among all providers on the market, while still offering a full range of services, including video consultations, a medical hotline, and a specialist appointment service. The Budget plans cover annual budgets ranging from €300 to €1,200, and the Budget + ZE plan adds comprehensive dental prosthesis coverage.
It’s worth noting that Württembergische allows family members to be included in the policy—even for groups as small as three people.
What sets this provider apart
What sets Württembergische apart from the rest:
- The most affordable way to get started: StartBudget starting at €5.85/month—the lowest monthly premium of any supplementary health insurance budget plan on the market.
- Minimum of 3 people: One of the lowest thresholds—ideal for micro-enterprises, alongside Nürnberger and LKH.
- Clear ZE module: Dental prostheses as a clearly defined add-on module without system complexity.
- Family coverage included: You can add family members directly.
- Comprehensive digital services: video consultations, medical hotline, specialist appointments, and a billing app are included in all plans.