A Closer Look at Rates
BudgetPro 400 (without premium exemption)
Updated on:
28.04.2026
Services in Detail
Master Data
Insurer
Bavarian Insurance Chamber
Monthly contribution
1684
Annual Budget
400
Minimum number of employees
from
1
Employees
Start During the Year
Supplementary Budget for Dental Treatment
No
Supplementary Budget for Vision Aids
Exemption from contributions
Exemption from contributions
No
For sick leave of 6 weeks or more
During parental leave
Family Care
In the event of a leave of absence
Vision Aids
Vision aids put a strain on the budget
Yes
LASIK
Yes
Tooth
Dental Treatments
Yes, 100%, including professional teeth cleaning
Reimbursement for Dental Prosthetics
100
%
Professional Teeth Cleaning
Yes
Teeth whitening included
No
Statutory Health Insurance (GKV) Obligation to Provide Advance Payment
No
Medical Devices and Aids
Resources
Medical aids (including hearing aids, but excluding vision aids) are reimbursed at 100 percent, including any required copayments.
Hearing aids included
- including repairs
Yes
No
Osteopathy
No
Prevention Courses
No
Medicines and Medical Supplies
The passages confirm that medications and dressings are reimbursed. The reimbursement covers 100%, including statutory co-payments. It is not explicitly stated whether a prescription is required.
Additional Services
Digital Health Applications
No
Invoicing App
Online Dermatologist
No
Medical Hotline
Symptom Checker
No
Video consultations with doctors
Yes, telemedicine services and video consultations with doctors are available. The digital services include a digital consultation service for tele-medical visits and a digital dermatologist service for evaluating skin changes via an app.
Family Insurance
Insurance for Family Members
Possible
Model
Employees must register their family members individually by the deadline.
Costs are around
Employee
Registration deadline in months after enrollment
6
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