A Closer Look at Rates
GemeinsamGesund Budget 300
Updated on:
28.04.2026
Services in Detail
Master Data
Insurer
Munich Association
Monthly contribution
1290
Annual Budget
300
Minimum number of employees
from
5
Employees
Start During the Year
If the "GemeinsamGesund Budget" tariff level does not begin on January 1st of a calendar year, the maximum reimbursement amount provided for that calendar year is reduced by 1/12 for each month not covered by insurance.
Supplementary Budget for Dental Treatment
No
Supplementary Budget for Vision Aids
No
Exemption from contributions
Exemption from contributions
Yes
For sick leave of 6 weeks or more
No premiums for up to 36 months
During parental leave
No premiums for up to 36 months
Family Care
non-contributory
In the event of a leave of absence
No premiums for up to 36 months
Vision Aids
Vision aids put a strain on the budget
Yes
LASIK
Yes
Tooth
Dental Treatments
Yes, 100%
Reimbursement for Dental Prosthetics
100
%
Professional Teeth Cleaning
Yes
Teeth whitening included
No
Statutory Health Insurance (GKV) Obligation to Provide Advance Payment
No
Medical Devices and Aids
Resources
Yes
Hearing aids included
- including repairs
Yes
No
Osteopathy
Yes
Prevention Courses
Yes
Medicines and Medical Supplies
Yes, 100%
Additional Services
Digital Health Applications
No
Invoicing App
Yes
Online Dermatologist
No
Medical Hotline
Yes
Symptom Checker
Yes
Video consultations with doctors
Yes
Family Insurance
Insurance for Family Members
Possible
Model
Employees must register their family members individually by the deadline.
Costs are around
Employee
Registration deadline in months after enrollment
3
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