A Closer Look at Rates
VorsorgePro (without premium waiver)
Updated on:
12.10.2026
920
per month / employee
Services in Detail
Master Data
Insurer
Bavarian Insurance Chamber
Monthly contribution
920
Annual Budget
Minimum number of employees
from
1
Employees
Start During the Year
Supplementary Budget for Dental Treatment
Supplementary Budget for Vision Aids
Exemption from contributions
Exemption from contributions
No
For sick leave of 6 weeks or more
During parental leave
Family Care
In the event of a leave of absence
Vision Aids
Vision aids put a strain on the budget
LASIK
No
Tooth
Dental Treatments
Reimbursement for Dental Prosthetics
%
Professional Teeth Cleaning
No
Teeth whitening included
No
Statutory Health Insurance (GKV) Obligation to Provide Advance Payment
No
Medical Devices and Aids
Resources
Hearing aids included
- including repairs
No
No
Osteopathy
No
Prevention Courses
No
Medicines and Medical Supplies
Medications and dressings are reimbursed if prescribed by licensed physicians, dentists, or alternative practitioners and obtained from a pharmacy. Certain products are not considered medications and are therefore excluded from reimbursement, such as tonics, dietary supplements, nutritional supplements, tonics, detoxifying agents, and stimulants, as well as medicinal wines, mineral water, bath additives, cosmetics, and personal care products. Also excluded are medications taken preventively or habitually, contraceptives, and those that inhibit or mitigate biological aging processes.
Additional Services
Digital Health Applications
No
Invoicing App
Online Dermatologist
No
Medical Hotline
Symptom Checker
No
Video consultations with doctors
Yes, as part of "Unsere ServiceWelt," telemedicine services such as the "Digital Consultation" and the "Digital Dermatologist" are offered. These services provide easy access to online consultations and the assessment of skin changes via an app.
Family Insurance
Insurance for Family Members
Possible
Model
Employees must register their family members individually by the deadline.
Costs are around
Employee
Registration deadline in months after enrollment
6
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