bKV for the Construction Industry: Your competitive edge on every job site

Greater appreciation, motivation, and performance: With FAKTOR MENSCH ’s supplementary health insurance, we FAKTOR MENSCH your employees’ health and satisfaction while enhancing your company’s appeal.

The Reality on Construction Sites

  • High physical strain and an increase in sick days, with costs of up to €400 per day.
  • The shortage of skilled workers is intensifying competition
  • Young talent wants more than just a salary
  • Every termination costs companies 30–50% of the position’s annual salary.

Why the bKV is particularly effective in the construction industry

  • Fewer sick days for physically demanding work
  • Greater motivation and team loyalty
  • Stronger employer branding: Construction companies that highlight their benefits attract skilled workers more quickly
  • Lower turnover: Skilled workers stay longer
  • Predictable costs – starting at just €10 per employee per month
Katip Tavan, Commercial Director at Matthäi
Katip Tavan
Commercial Director

"Faktor Mensch the most widely used benefit in our company. In a demanding industry like construction, our employees benefit greatly from this program, as evidenced by its high usage rates."

Essential health benefits with corporate health insurance (bKV) - for employees and employers

Flexible
health budget
Detailed overview of plans and benefits
No health check required
Personalized
health prevention
Dental check-ups
Vision check-ups
various preventive measures for blood tests, skin, nutrition, and other areas
Quick access
to specialists
Specialist appointment service
get an appointment up to 5x faster
Care
for family and partners
Family members receive the same benefits
also no health check needed
Dental care and
replacements
Dental treatment, even for damaged teeth
No health check needed
can also be added on, even if it's over budget
Vision aids and
eye treatments
Coverage for prescribed glasses
LASIK and laser treatments covered (plan-dependent)
can also be added on, even if it's over budget
Reduce
absences
Comprehensive benefits and health services
Preventive care
Extra health benefits from selected partners
Save
costs
In-depth employee analyses
Developing preventive strategies
Quarterly reports
Boost your
appeal
Customized intervention plans
Ongoing support
Regular feedback sessions
Advanced data analysis

The Corporate Health Insurance Calculator

Get maximum value with corporate health insurance and budgets tailored to your needs.

Why FAKTOR MENSCH?

We make sure your corporate health insurance (bKV) benefits really work long-term!
Achieve a successful bKV in three simple steps.

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1
2
3
01

Personalized advice and planning

  1. Health concept goals > if needed, we'll evaluate your current company health services (SWOT analysis)
  2. Setting up your target groups and the range of benefits for your corporate health insurance > Getting all important stakeholders (like the works council) on board.
  3. Cost-effectiveness calculations and plan comparisons
  4. Choosing the most cost-effective insurer and setting your corporate health insurance budget
02

Quick, hassle-free
introduction and activation

  1. Personalized onboarding (digital and/or in-person by FAKTOR MENSCH)
  2. Informing all employees about their corporate health insurance (benefits, how to use it, billing)
  3. Engaging employees in the FAKTOR MENSCH
  4. Syncing with your HR platform or self-management
  5. Ongoing support for any corporate health insurance questions (e.g., billing, reimbursements)
03

Digital Platform and Administration

  1. A digital platform for easy and smooth collaboration
  2. Get clear insights into your corporate health insurance budget usage via the FAKTOR MENSCH App
  3. Continuous reporting through the FAKTOR MENSCH App
  4. Annual satisfaction analysis and, if needed, adjustments to boost usage and happiness
Get Your Consultation

Ready to make a real difference?

We'd love to get to know you and your company personally! Just fill out the form, and we'll get right back to you.

Willy-Brandt-Str. 67, 20457 Hamburg
🇺🇸
  • I already have corporate health insurance through Faktor Mensch
  • I'm interested in corporate health insurance / not yet insured
Expert Partners

Your Contacts

We're not some anonymous hotline; instead, we're your personal contacts who'll take care of your needs.

Tim Bütecke
Shareholder and Managing Director
Hubertus Prinz
Sales
Simon Kassau
Sales
Florian Eisenblätter
Sales