bKV for the Construction Industry: Your competitive edge on every job site
Greater appreciation, motivation, and performance: With FAKTOR MENSCH ’s supplementary health insurance, we FAKTOR MENSCH your employees’ health and satisfaction while enhancing your company’s appeal.


The Reality on Construction Sites
- High physical strain and an increase in sick days, with costs of up to €400 per day.
- The shortage of skilled workers is intensifying competition
- Young talent wants more than just a salary
- Every termination costs companies 30–50% of the position’s annual salary.

Why the bKV is particularly effective in the construction industry
- Fewer sick days for physically demanding work
- Greater motivation and team loyalty
- Stronger employer branding: Construction companies that highlight their benefits attract skilled workers more quickly
- Lower turnover: Skilled workers stay longer
- Predictable costs – starting at just €10 per employee per month



"Faktor Mensch the most widely used benefit in our company. In a demanding industry like construction, our employees benefit greatly from this program, as evidenced by its high usage rates."
Essential health benefits with corporate health insurance (bKV) - for employees and employers
health budget
health prevention
to specialists
for family and partners
replacements
eye treatments
absences
costs
appeal
The Corporate Health Insurance Calculator
Get maximum value with corporate health insurance and budgets tailored to your needs.
Why FAKTOR MENSCH?
We make sure your corporate health insurance (bKV) benefits really work long-term!
Achieve a successful bKV in three simple steps.
Personalized advice and planning
- Health concept goals > if needed, we'll evaluate your current company health services (SWOT analysis)
- Setting up your target groups and the range of benefits for your corporate health insurance > Getting all important stakeholders (like the works council) on board.
- Cost-effectiveness calculations and plan comparisons
- Choosing the most cost-effective insurer and setting your corporate health insurance budget
Quick, hassle-free
introduction and activation
- Personalized onboarding (digital and/or in-person by FAKTOR MENSCH)
- Informing all employees about their corporate health insurance (benefits, how to use it, billing)
- Engaging employees in the FAKTOR MENSCH
- Syncing with your HR platform or self-management
- Ongoing support for any corporate health insurance questions (e.g., billing, reimbursements)
Digital Platform and Administration
- A digital platform for easy and smooth collaboration
- Get clear insights into your corporate health insurance budget usage via the FAKTOR MENSCH App
- Continuous reporting through the FAKTOR MENSCH App
- Annual satisfaction analysis and, if needed, adjustments to boost usage and happiness
Ready to make a real difference?
We'd love to get to know you and your company personally! Just fill out the form, and we'll get right back to you.
Your Contacts
We're not some anonymous hotline; instead, we're your personal contacts who'll take care of your needs.




