Supplementary Health Insurance for Financial and Insurance Companies – Premium Benefits for High-Potential Talent
A strong employer brand through genuine health and wellness initiatives in the financial sector.
Challenges in the Financial Sector
The industry is undergoing a profound structural transformation: digitalization, low interest rates, and growing competition from fintech companies are putting pressure on traditional financial institutions.
- High stress levels: Compliance requirements, market volatility, and pressure to perform lead to an above-average risk of burnout.
- Competition from fintechs: Startups are attracting talent with flexible structures and modern benefits—traditional financial institutions must follow suit.
- Skills shortage: Specialized roles in risk management, compliance, and data analytics are difficult to fill.
- A shift in perception: Young talent prefers employers with a genuine focus on employees—not just bonuses.
Why bKV for Finance & Insurance?
Banks, insurance companies, and asset managers are facing dual pressures: strict regulation on one hand and intense competition for talent on the other. Premium benefits such as supplementary health insurance help them position themselves as attractive employers.
- A discerning target audience: Financial professionals expect services that meet their high standards—bKV demonstrates a high level of appreciation.
- Compliant: The supplementary health insurance plan is fully compliant with the law and tax-optimized.
- Reducing absenteeism: Preventive health services reduce sick leave in high-stress environments.
- Competitive advantage: Differentiation from large institutions that offer mass-market programs.
Case Study: Regional Private Bank
A regional private bank with 140 employees introduced the bKV as part of a new benefits package. After 12 months, it became clear that:
- The application rate for open positions rose by 34%
- Sick leave fell from 5.2% to 3.8%
- The employee retention rate improved to 92%
- Tax savings for the company: over €28,000 per year
“The bKV was the catalyst that truly modernized our benefits program.” – Head of Human Resources, Frankfurt
Essential health benefits with corporate health insurance (bKV) - for employees and employers
health budget
health prevention
to specialists
for family and partners
replacements
eye treatments
absences
costs
appeal
The Corporate Health Insurance Calculator
Get maximum value with corporate health insurance and budgets tailored to your needs.
Why FAKTOR MENSCH?
We make sure your corporate health insurance (bKV) benefits really work long-term!
Achieve a successful bKV in three simple steps.
Personalized advice and planning
- Health concept goals > if needed, we'll evaluate your current company health services (SWOT analysis)
- Setting up your target groups and the range of benefits for your corporate health insurance > Getting all important stakeholders (like the works council) on board.
- Cost-effectiveness calculations and plan comparisons
- Choosing the most cost-effective insurer and setting your corporate health insurance budget
Quick, hassle-free
introduction and activation
- Personalized onboarding (digital and/or in-person by FAKTOR MENSCH)
- Informing all employees about their corporate health insurance (benefits, how to use it, billing)
- Engaging employees in the FAKTOR MENSCH
- Syncing with your HR platform or self-management
- Ongoing support for any corporate health insurance questions (e.g., billing, reimbursements)
Digital Platform and Administration
- A digital platform for easy and smooth collaboration
- Get clear insights into your corporate health insurance budget usage via the FAKTOR MENSCH App
- Continuous reporting through the FAKTOR MENSCH App
- Annual satisfaction analysis and, if needed, adjustments to boost usage and happiness
Ready to make a real difference?
We'd love to get to know you and your company personally! Just fill out the form, and we'll get right back to you.
Your Contacts
We're not some anonymous hotline; instead, we're your personal contacts who'll take care of your needs.
