bKV for Healthcare & Pharmaceuticals – Recognizing the people who keep others healthy
Addressing the shortage of skilled workers and retaining qualified staff in the long term.
Challenges in Healthcare & Pharmaceuticals
The healthcare sector is grappling with a particularly severe shortage of skilled workers—at a time when demand is growing.
- Nursing Crisis: Over 200,000 nursing positions are currently unfilled in Germany—and the number continues to rise.
- Burnout in Nursing: Emotional exhaustion is the most common occupational illness in the healthcare sector.
- Brain drain: Highly skilled workers are moving to countries with better working conditions.
- Competition in the pharmaceutical industry: Pharmaceutical companies are increasingly competing with tech firms for data scientists and engineers.
Why bKV for Healthcare & Pharma?
People who dedicate themselves to the health of others every day deserve special attention when it comes to their own health. Supplementary health insurance is more than just a benefit—it’s a sign of genuine appreciation.
- Retaining skilled workers: Nurses, doctors, and pharmaceutical experts are in high demand—bKV helps keep them on board.
- Coping with physical strain: Shift work and emotional stress require targeted preventive measures.
- Transition from public to private: Supplementary health insurance makes smaller providers more attractive than public employers.
- Compliance and the Works Council: Transparent, fairly structured benefits promote harmony in the workplace.
Case Study: Private Clinic with 220 Employees
A private clinic in Baden-Württemberg was struggling with high staff turnover in its nursing department. After implementing FAKTOR MENSCH’s supplementary health insurance plan:
- Nursing staff turnover fell by 22% over an 18-month period
- Sick leave in the nursing sector: down from 7.4% to 5.1%
- We were able to fill three new care positions internally—through referrals from current employees
- The company's employer rating on kununu rose from 3.2 to 4.4 stars
“We finally have a tool that shows our employees: You matter to us. The response has been overwhelming.” – Head of Human Resources, Stuttgart
Essential health benefits with corporate health insurance (bKV) - for employees and employers
health budget
health prevention
to specialists
for family and partners
replacements
eye treatments
absences
costs
appeal
The Corporate Health Insurance Calculator
Get maximum value with corporate health insurance and budgets tailored to your needs.
Why FAKTOR MENSCH?
We make sure your corporate health insurance (bKV) benefits really work long-term!
Achieve a successful bKV in three simple steps.
Personalized advice and planning
- Health concept goals > if needed, we'll evaluate your current company health services (SWOT analysis)
- Setting up your target groups and the range of benefits for your corporate health insurance > Getting all important stakeholders (like the works council) on board.
- Cost-effectiveness calculations and plan comparisons
- Choosing the most cost-effective insurer and setting your corporate health insurance budget
Quick, hassle-free
introduction and activation
- Personalized onboarding (digital and/or in-person by FAKTOR MENSCH)
- Informing all employees about their corporate health insurance (benefits, how to use it, billing)
- Engaging employees in the FAKTOR MENSCH
- Syncing with your HR platform or self-management
- Ongoing support for any corporate health insurance questions (e.g., billing, reimbursements)
Digital Platform and Administration
- A digital platform for easy and smooth collaboration
- Get clear insights into your corporate health insurance budget usage via the FAKTOR MENSCH App
- Continuous reporting through the FAKTOR MENSCH App
- Annual satisfaction analysis and, if needed, adjustments to boost usage and happiness
Ready to make a real difference?
We'd love to get to know you and your company personally! Just fill out the form, and we'll get right back to you.
Your Contacts
We're not some anonymous hotline; instead, we're your personal contacts who'll take care of your needs.
