Supplementary Health Insurance for Industry – Protecting Your Most Valuable Asset
Reduce physical strain, lower sick leave, and boost employee satisfaction.
Challenges in the manufacturing industry
The industry is facing a twofold transformation: the digitization of processes coupled with a loss of experiential knowledge due to demographic change.
- Demographic change: Older skilled workers are retiring—and there is a shortage of younger successors, or they are difficult to retain.
- High rates of sick leave: Physically demanding jobs lead to above-average absenteeism—often 6–8%.
- Shift work: Night shifts and rotating shifts take a toll on employees' sleep, diet, and immune system.
- Competition from logistics and retail: Industrial jobs are becoming less attractive compared to more flexible jobs.
Why bKV for the industrial sector?
Manufacturing companies have a special responsibility for the physical health of their employees. The bKV supplements occupational safety measures with genuine preventive health services.
- Reducing sick leave: Preventive measures take effect early—before absences occur.
- Works council-compliant: The bKV can be structured in a way that is transparent and fair for all employee groups.
- Employer appeal: In economically disadvantaged regions, supplementary health insurance makes a real difference in recruitment.
- Retaining Skilled Workers: Experienced skilled workers are hard to replace—bKV helps keep them on board for the long term.
Case Study: Medium-Sized Machinery Manufacturer
A mechanical engineering company with 310 employees in North Rhine-Westphalia implemented FAKTOR MENSCH ’s bKV FAKTOR MENSCH . Results after 12 months:
- Sick leave fell from 7.1% to 5.3%—equivalent to 50 additional workdays per month
- Two staff meetings on the bKV: consistently positive feedback from the works council
- Five long-time skilled workers who had expressed their intention to resign remained
- ROI of the initiative: positive starting in month 8
“The supplementary health insurance was the first benefit that really resonated with our skilled workers. Not a fruit basket, not a foosball table—real health benefits.” – Managing Director, Dortmund
Essential health benefits with corporate health insurance (bKV) - for employees and employers
health budget
health prevention
to specialists
for family and partners
replacements
eye treatments
absences
costs
appeal
The Corporate Health Insurance Calculator
Get maximum value with corporate health insurance and budgets tailored to your needs.
Why FAKTOR MENSCH?
We make sure your corporate health insurance (bKV) benefits really work long-term!
Achieve a successful bKV in three simple steps.
Personalized advice and planning
- Health concept goals > if needed, we'll evaluate your current company health services (SWOT analysis)
- Setting up your target groups and the range of benefits for your corporate health insurance > Getting all important stakeholders (like the works council) on board.
- Cost-effectiveness calculations and plan comparisons
- Choosing the most cost-effective insurer and setting your corporate health insurance budget
Quick, hassle-free
introduction and activation
- Personalized onboarding (digital and/or in-person by FAKTOR MENSCH)
- Informing all employees about their corporate health insurance (benefits, how to use it, billing)
- Engaging employees in the FAKTOR MENSCH
- Syncing with your HR platform or self-management
- Ongoing support for any corporate health insurance questions (e.g., billing, reimbursements)
Digital Platform and Administration
- A digital platform for easy and smooth collaboration
- Get clear insights into your corporate health insurance budget usage via the FAKTOR MENSCH App
- Continuous reporting through the FAKTOR MENSCH App
- Annual satisfaction analysis and, if needed, adjustments to boost usage and happiness
Ready to make a real difference?
We'd love to get to know you and your company personally! Just fill out the form, and we'll get right back to you.
Your Contacts
We're not some anonymous hotline; instead, we're your personal contacts who'll take care of your needs.
