Supplementary Health Insurance for IT & Tech Companies – The Key Advantage in the War for Talent
Health benefits that truly attract tech talent—and keep them around for the long term.
Challenges in the IT sector
The digital transformation of all industries is driving a massive surge in demand for IT professionals—while the supply remains stagnant.
- The War for Talent: For every open IT position, you're competing with dozens of national and international employers.
- Risk of burnout: Agile sprints, constant availability, and a high degree of personal responsibility contribute to mental exhaustion.
- High turnover costs: On average, the loss of a senior developer results in replacement costs equivalent to 1.5 years' salary.
- Hybrid Work: Traditional workplace benefits no longer work for remote teams—digital wellness programs are in demand.
Why bKV for IT & Tech?
Competition for software developers, DevOps engineers, and IT architects is fiercer than ever. Salary alone is no longer enough—developers today expect benefits that prioritize their health.
- Employee retention: Supplementary health insurance has been shown to reduce voluntary turnover by up to 30%.
- Employer Branding: Companies with strong health benefits receive up to twice as many qualified applications.
- Tax benefit: Up to €50 per month per employee is exempt from taxes and social security contributions.
- Remote-compatible: Digital health services such as telemedicine and app-based solutions are a perfect fit for the IT work environment.
Case Study: Mid-sized SaaS Company
A Munich-based software company with 85 employees FAKTOR MENSCH ’s supplementary health insurance plan in 2023. The results after 12 months:
- Sick leave fell from 4.8% to 3.1%
- Employee satisfaction (eNPS) rose by 18 points
- Two top developers, who had already received offers from competitors, decided to stay with the company
- Cost per employee: €39/month – tax-free
“Since the introduction of the supplementary health insurance plan, we’ve come to see our employees for what they are: our most valuable asset.” – HR Director, Munich
Essential health benefits with corporate health insurance (bKV) - for employees and employers
health budget
health prevention
to specialists
for family and partners
replacements
eye treatments
absences
costs
appeal
The Corporate Health Insurance Calculator
Get maximum value with corporate health insurance and budgets tailored to your needs.
Why FAKTOR MENSCH?
We make sure your corporate health insurance (bKV) benefits really work long-term!
Achieve a successful bKV in three simple steps.
Personalized advice and planning
- Health concept goals > if needed, we'll evaluate your current company health services (SWOT analysis)
- Setting up your target groups and the range of benefits for your corporate health insurance > Getting all important stakeholders (like the works council) on board.
- Cost-effectiveness calculations and plan comparisons
- Choosing the most cost-effective insurer and setting your corporate health insurance budget
Quick, hassle-free
introduction and activation
- Personalized onboarding (digital and/or in-person by FAKTOR MENSCH)
- Informing all employees about their corporate health insurance (benefits, how to use it, billing)
- Engaging employees in the FAKTOR MENSCH
- Syncing with your HR platform or self-management
- Ongoing support for any corporate health insurance questions (e.g., billing, reimbursements)
Digital Platform and Administration
- A digital platform for easy and smooth collaboration
- Get clear insights into your corporate health insurance budget usage via the FAKTOR MENSCH App
- Continuous reporting through the FAKTOR MENSCH App
- Annual satisfaction analysis and, if needed, adjustments to boost usage and happiness
Ready to make a real difference?
We'd love to get to know you and your company personally! Just fill out the form, and we'll get right back to you.
Your Contacts
We're not some anonymous hotline; instead, we're your personal contacts who'll take care of your needs.
