Supplementary Health Insurance for Logistics & Transportation – Health on the Long Haul
Reduce high turnover and protect against physical strain—with customized health benefits.
Challenges in Logistics & Transportation
The logistics industry is the backbone of the German economy—and at the same time one of the sectors under the greatest strain.
- Driver shortage: By 2030, Germany is expected to face a shortage of approximately 185,000 truck drivers.
- Physical strain: lifting, prolonged sitting, shift work—musculoskeletal disorders are the most common cause of absenteeism.
- Turnover: The average length of service in the logistics sector is less than two years.
- Image problem: Logistics jobs are considered unattractive—even though they are essential to the economy and well-paid.
Why bKV for Logistics & Transportation?
Logistics companies are grappling with some of the highest rates of sick leave and employee turnover across all industries. The bKV addresses precisely these pain points.
- Reducing sick leave: Dental care, preventive care, and medical aids significantly reduce absenteeism.
- Tackling the driver shortage: bKV makes your company a more attractive employer for drivers, dispatchers, and warehouse staff.
- Easy to use: Accessible via app—even for employees without a dedicated desk.
- Salary alternative: supplementary health insurance benefits worth up to €600 per year—tax-free and exempt from social security contributions.
Case Study: Regional Freight Forwarding Company
A freight forwarding company with 95 drivers and logistics staff in the Hanover area was struggling with an annual staff turnover rate of 12%. After implementing FAKTOR MENSCH’s supplementary health insurance plan:
- The turnover rate fell to 6.5% over a 12-month period
- Sick leave: down from 8.3% to 6.1%
- All 3 open driver positions were filled within 4 weeks—through referrals from the existing staff
- Cost savings due to lower sick leave: approx. €67,000 per year
“Our drivers speak highly of us as an employer. We couldn’t have imagined that two years ago.” – Management, Hanover
Essential health benefits with corporate health insurance (bKV) - for employees and employers
health budget
health prevention
to specialists
for family and partners
replacements
eye treatments
absences
costs
appeal
The Corporate Health Insurance Calculator
Get maximum value with corporate health insurance and budgets tailored to your needs.
Why FAKTOR MENSCH?
We make sure your corporate health insurance (bKV) benefits really work long-term!
Achieve a successful bKV in three simple steps.
Personalized advice and planning
- Health concept goals > if needed, we'll evaluate your current company health services (SWOT analysis)
- Setting up your target groups and the range of benefits for your corporate health insurance > Getting all important stakeholders (like the works council) on board.
- Cost-effectiveness calculations and plan comparisons
- Choosing the most cost-effective insurer and setting your corporate health insurance budget
Quick, hassle-free
introduction and activation
- Personalized onboarding (digital and/or in-person by FAKTOR MENSCH)
- Informing all employees about their corporate health insurance (benefits, how to use it, billing)
- Engaging employees in the FAKTOR MENSCH
- Syncing with your HR platform or self-management
- Ongoing support for any corporate health insurance questions (e.g., billing, reimbursements)
Digital Platform and Administration
- A digital platform for easy and smooth collaboration
- Get clear insights into your corporate health insurance budget usage via the FAKTOR MENSCH App
- Continuous reporting through the FAKTOR MENSCH App
- Annual satisfaction analysis and, if needed, adjustments to boost usage and happiness
Ready to make a real difference?
We'd love to get to know you and your company personally! Just fill out the form, and we'll get right back to you.
Your Contacts
We're not some anonymous hotline; instead, we're your personal contacts who'll take care of your needs.




