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HR at a Turning Point: From Administrative Manager to Strategic Partner?

16.10.2026

Author
Tim Bütecke
Insurance expert, Managing Director of FAKTOR MENSCH
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HUK-COBURG Supplementary Health Insurance: Plans, Benefits, and Costs

Services

  • Preventive screenings: Yes, one free preventive screening per year (the “Outpatient Preventive Care” module)
  • Alternative Medicine: Yes, up to 800 € per year for alternative medicine (the “Outpatient Services” module)
  • Osteopathy: included
  • Travel vaccinations: included
  • Optional hospital services: Yes, free choice of hospital, single- or double-occupancy rooms, treatment by the chief physician ( “Inpatient Services” module)
  • Upon leaving the company: Yes, affordable follow-up plans upon retirement or when changing employers
  • Family Coverage: Yes, family members can be covered at an affordable rate

External Reviews

  • Morgen & Morgen: Average (3/5) · 2025 — Rating
  • Ascore: Very Good · 2024 — Rating