Preventive healthcare that adds value!
As your full-service provider for corporate health insurance, we boost your employees' health and motivation. This helps us measurably and permanently reduce sick days and make your company a more attractive place to work.
As a full-service provider, we offer a comprehensive wellness program—tailored to individual needs, delivered digitally, and with tangible benefits for employees, HR, and the entire company
We handle the entire process for corporate health insurance (bKV): from consulting, onboarding, and activation to billing and support.
Your result: a lasting boost to all employees' health and satisfaction, fewer absences, and increased appreciation and loyalty to your company.
FAKTOR MENSCH active in the supplementary health insurance market as an independent specialist since 2000. With over 150 corporate clients, more than 30,000 insured employees, and satisfied customers, our track record speaks for itself!

Our customers show how personalized healthcare creates lasting success!



"Especially in the field of private healthcare, working with Faktor Mensch makes Faktor Mensch big difference. Thanks to our corporate health insurance plan, we can offer our employees with public health insurance benefits similar to those available to private patients. This is not only appreciated but also widely utilized, and it boosts team satisfaction."


"Faktor Mensch the most widely used benefit in our company. In a demanding industry like construction, our employees benefit greatly from this program, as evidenced by its high usage rates."


"Faktor Mensch our employeesFaktor Mensch tangible and lasting Faktor Mensch . Especially when dental costs are high, they feel like private patients and receive the best possible care."


"Since introducing Faktor Mensch the corporate health insurance plan, we have been able to reduce sick leave at Battery-Kutter by 50% in just two years. This impressive achievement has not only boosted employee satisfaction but has also led to lasting improvements in efficiency and the work environment."
Essential health benefits with corporate health insurance (bKV) - for employees and employers
Why FAKTOR MENSCH?
We make sure your corporate health insurance (bKV) benefits really work long-term!
Achieve a successful bKV in three simple steps.
Personalized advice and planning
- Health concept goals > if needed, we'll evaluate your current company health services (SWOT analysis)
- Setting up your target groups and the range of benefits for your corporate health insurance > Getting all important stakeholders (like the works council) on board.
- Cost-effectiveness calculations and plan comparisons
- Choosing the most cost-effective insurer and setting your corporate health insurance budget
Quick, hassle-free
introduction and activation
- Personalized onboarding (digital and/or in-person by FAKTOR MENSCH)
- Informing all employees about their corporate health insurance (benefits, how to use it, billing)
- Engaging employees in the FAKTOR MENSCH
- Syncing with your HR platform or self-management
- Ongoing support for any corporate health insurance questions (e.g., billing, reimbursements)
Digital Platform and Administration
- A digital platform for easy and smooth collaboration
- Get clear insights into your corporate health insurance budget usage via the FAKTOR MENSCH App
- Continuous reporting through the FAKTOR MENSCH App
- Annual satisfaction analysis and, if needed, adjustments to boost usage and happiness
The numbers speak for FAKTOR MENSCH
Successful Business Clients
Satisfied employees
Average Usage Rate
The Corporate Health Insurance Calculator
Get maximum value with corporate health insurance and budgets tailored to your needs.
Ready to make a real difference?
We'd love to get to know you and your company personally! Just fill out the form, and we'll get right back to you.
Your Contacts
We're not some anonymous hotline; instead, we're your personal contacts who'll take care of your needs.







